Social Security Payment Dates For November 2025 Announced

If you receive Social Security benefits, you may be wondering “When will I get paid in November?” It’s a good question – and the answer is clear. The Social Security Administration (SSA) has set the dates for November 2025 payments.

Whether you’re retired, disabled, or receive SSI, knowing your payment date helps you plan ahead. In this easy-to-understand guide, we’ll walk you through the schedule, how it works, and what’s coming next.

How the Social Security Payment Schedule Works

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The SSA uses a simple system to decide when payments arrive.

• If your birth date falls between the 1st and 10th of the month, you’ll be paid on the second Wednesday of the month.
• If your birth date falls between the 11th and 20th, you’ll receive payment on the third Wednesday.
• If your date is 21st to the end of the month, payment comes on the fourth Wednesday.
• If you started getting benefits before May 1997, then you get payment on the first Wednesday.

November 2025 Payment Dates for Social Security

Here are the exact dates for November:

These are the regular retirement or disability payment dates handled by SSA for November.

What About SSI (Supplemental Security Income)?

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If you receive Supplemental Security Income (SSI) in addition to Social Security, the schedule is a little different. Usually, the SSI payment is issued on the first business day of the month.
For November 2025:

• Because Nov 1 falls on a Saturday, the SSI payment goes out early: Oct 31, 2025.
• Future dates for early 2026 are also listed by SSA.

SSI Payment Dates

Knowing your SSI date helps if you rely on both benefits.

Will Government Shutdowns Affect My Payment?

Good news: No, your payment should not be delayed because of government shutdowns. Why? Because payments for Social Security and SSI are part of mandatory spending by law.

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They don’t need yearly approval by Congress, so they continue even when other services stop.
But beware: other services offered by SSA (like applying for a new benefit) might be slower during a shutdown.

Looking Ahead: Cost-of-Living Adjustment (COLA)

Another important point: Starting in January 2026, your Social Security benefit will include a 2.8% cost-of-living adjustment (COLA). This means that, on average, your monthly check could increase by around $56 per month. It helps your benefit keep up with rising living costs.

Knowing when your Social Security or SSI payment arrives helps you plan your monthly budget and stay on top of your finances. For November 2025, the dates are clearly set for both types of payments.

The good part is payments won’t be affected by a government shutdown and you’ll soon see a bit more money thanks to the upcoming COLA increase. Stay informed, mark your calendar, and you’ll know exactly when the check lands in your account each month.

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