$967 SSI Payment Shifted To December 1 — Here’s The Real Reason For The Delay

There’s a bit of confusion this month for many Social Security beneficiaries, especially those receiving Supplemental Security Income (SSI). In November 2025, SSI recipients will not see a payment. However, this isn’t a missed deposit or an error.

It’s a schedule shift caused by the payment date falling on a weekend.

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The Social Security Administration (SSA) always follows a strict payment schedule. When the first of the month (the standard SSI payment day) falls on a Saturday, Sunday, or federal holiday, payments are released on the preceding business day.

That means SSI beneficiaries actually received their November payment early—on October 31, 2025. Therefore, there’s no separate SSI payment in November. The next payment will arrive as usual on December 1, 2025.

Payment Overview and Key Facts

How the SSI Schedule Works

The SSI program supports more than 7 million Americans with low income, disabilities, or limited resources. Payments are made on the first day of every month, unless that date conflicts with a weekend or holiday.

• If the 1st falls on a Saturday, payments arrive on Friday (the day before).
• If the 1st is a Sunday, payments come on Friday (two days before).
• If the 1st is a federal holiday, payments are sent on the prior business day.

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Because of this rule, SSI recipients often get two payments in some months and none in others, though the total yearly payout remains the same.

Understanding the November–December 2025 Shift

For November 2025, November 1 falls on a Saturday, meaning that the November payment was released on October 31.
Recipients therefore received:

• October’s payment on October 1, and
• November’s payment early on October 31.

The next scheduled payment will be December’s benefit on December 1.

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This ensures that every month’s payment is still received, though the timing looks unusual on the calendar.

Important Reminders for SSI Recipients

1. Check your direct deposit or Direct Express card balance — If you received funds on October 31, that was your November payment.
2. No November deposit — You will not receive another payment until December 1, 2025.
3. Plan your budget accordingly — Since there is a gap between the October and December payments, managing spending is essential.
4. Keep banking information up to date — Any changes to your bank account or payment card must be reported to the SSA promptly to avoid delays.

What’s Coming in 2026: COLA Increase

The Cost-of-Living Adjustment (COLA) for 2026 is projected at 2.8%, slightly higher than 2025’s 2.5%. This increase means SSI payments will rise slightly in January 2026, helping beneficiaries keep up with inflation.

That means the maximum SSI benefit will rise above $967 starting in 2026, offering a small but meaningful boost for millions of low-income seniors and people with disabilities.

While many SSI recipients may worry about missing their November payment, the truth is it was simply paid early. Because November 1 fell on a Saturday, the $967 SSI benefit was issued on October 31. The next regular payment will arrive on December 1, 2025, restoring the usual pattern.

This is not a loss or reduction—just a timing adjustment. To stay on track, plan your budget wisely, keep your contact and banking details current, and prepare for the upcoming 2026 COLA increase, which will give your monthly benefit a modest boost.

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