Marina
If you’ve ever received unwanted robocalls from Credit One Bank between 2014 and 2019, you could soon be eligible for a cash payout of up to $1,000.
The bank has agreed to a $14 million class action settlement to resolve claims that it violated the Telephone Consumer Protection Act (TCPA) by using automated dialing systems and pre-recorded messages without customer consent.
Although Credit One Bank has not admitted wrongdoing, the settlement allows affected consumers to receive financial compensation while avoiding a lengthy court battle.
Who Is Eligible for the Settlement
The settlement covers consumers who meet specific eligibility requirements:
- Received automated or pre-recorded calls from Credit One Bank or any of its affiliates.
- Calls must have occurred between 2014 and 2019.
- Did not give prior consent to receive such calls.
Even if you can’t provide direct evidence, you may still be eligible for a smaller payout. However, those who can show phone records or call logs are likely to receive higher compensation.
How Much Can You Receive?
The exact amount each claimant will receive depends on the number of valid claims filed. Payments could go up to $1,000 per person for those who can verify their eligibility.
Settlement Details
| Item | Details |
|---|---|
| Settlement Amount | $14,000,000 |
| Case Type | TCPA Class Action – Unauthorized Robocalls |
| Eligibility Period | 2014–2019 |
| Potential Payout | Up to $1,000 per eligible claimant |
| Proof Required | Phone logs, records, or call details (optional but recommended) |
| Claim Deadline | To be announced |
| Status | Awaiting official claim website and filing instructions |
How to Claim Your Payment
When the official claim website becomes available, you’ll be able to submit your claim form online. Follow these steps to prepare:
- Gather Documentation: Save any phone bills, call logs, or proof showing you received automated calls from Credit One Bank.
- Watch for Official Updates: The claim form deadline and website link have not yet been published.
- Submit Early: Once the claim portal opens, file promptly to secure your share before the deadline.
- Stay Alert: Only file through the official settlement site once announced — avoid third-party websites or scams.
Why This Settlement Matters
This case highlights the importance of consumer privacy and protection under the TCPA. The law prohibits companies from using auto-dialers or pre-recorded messages without explicit consent. The Credit One settlement not only compensates affected individuals but also sends a strong message to financial institutions about respecting customer communication preferences.
The $14 million Credit One Bank settlement could soon provide long-awaited relief to consumers frustrated by unwanted robocalls.
With potential payments reaching up to $1,000, now is the time to stay informed, prepare your documentation, and watch for the official filing website to open.
If you were contacted without permission, you could soon receive a payout for your inconvenience — and help ensure companies follow the rules moving forward.
FAQs
Who qualifies for the Credit One Bank settlement?
Anyone who received automated or pre-recorded calls from Credit One Bank or its affiliates between 2014 and 2019 without consent.
How much money can I get?
Eligible claimants could receive up to $1,000, depending on the number of valid claims and available funds.
When can I file my claim?
The official claim website and deadline have not yet been announced. Keep an eye out for verified updates before filing.