Hailey
There is no November 31 and no second SSI payment in November 2025. Instead, the November SSI was paid early on October 31, 2025 because the regular date (Nov 1) fell on a weekend.
The next SSI payments are December 1, 2025 (for December) and December 31, 2025 (the January 2026 SSI paid early)—which is why some people think there’s a “second” payment around the end of the year.
Why the confusion about a “second” November SSI?
- Calendar quirk: When the 1st lands on a weekend or holiday, SSI pays on the prior business day. For November 2025, that meant Friday, October 31, 2025, counting as your November SSI. So no SSI is deposited during November itself.
- End-of-year double-pay effect: Because January 1 is a federal holiday, January’s SSI will be paid early on December 31, 2025. In other words, December has two SSI deposits (Dec 1 and Dec 31)—not November.
What about regular Social Security (retirement/disability) checks?
Those follow the Wednesday birth-date schedule for November 2025: Nov 12, Nov 19, Nov 26. Some early-cycle recipients are paid Nov 3.
This is separate from SSI.
2025 SSI amounts (for context)
With 2025’s adjustments, the maximum federal SSI is about $967 for an individual and about $1,450 for an eligible couple.
Actual SSI depends on countable income, living arrangements, and state supplements.
At-A-glance calendar- late 2025 payments
| Date | Program | Who/Why | Counts As |
|---|---|---|---|
| Oct 31, 2025 (Fri) | SSI | Paid early because Nov 1 is a Saturday | November 2025 SSI |
| Nov 3, 2025 (Mon) | Social Security | Early-cycle recipients (pre-May-1997 or dual SSI) | November Social Security |
| Nov 12, 2025 (Wed) | Social Security | Birth dates 1–10 | November Social Security |
| Nov 19, 2025 (Wed) | Social Security | Birth dates 11–20 | November Social Security |
| Nov 26, 2025 (Wed) | Social Security | Birth dates 21–31 | November Social Security |
| Dec 1, 2025 (Mon) | SSI | Regular first-of-month payment | December 2025 SSI |
| Dec 31, 2025 (Wed) | SSI | Paid early because Jan 1 is a federal holiday | January 2026 SSI |
Will a shutdown or office closures stop payments?
No. Social Security and SSI are mandatory spending programs and continue even during federal shutdowns, though some office services may be limited.
Key takeaways
- No “Nov 31” and no second SSI in November.
- Your November SSI arrived Oct 31 (early).
- You’ll see two SSI deposits in December: Dec 1 (for December) and Dec 31 (for January).
- Social Security (not SSI) pays Nov 3/12/19/26 based on eligibility and birth-date rules.
To keep it simple: there’s no such date as November 31, and there isn’t a second SSI payment in November 2025.
The November SSI was paid early on Oct 31, and you’ll see two SSI deposits in December—Dec 1 and Dec 31 (which is actually January 2026’s payment pushed forward).
Mark these dates, align your budget, and you’ll avoid the end-of-year rumor mill entirely.
FAQs
Why didn’t I get an SSI payment in November 2025?
Because November 1 fell on a Saturday, the November SSI was paid early on October 31, 2025. That deposit counts for November.
Is there a second SSI payment at the end of November 2025?
No. The next SSI after the early Oct 31 payment is December 1, followed by December 31 (your January 2026 SSI, paid early).
What dates are Social Security checks (not SSI) in November 2025?
Nov 3 for some early-cycle recipients, and Nov 12/19/26 by birth-date groups.